Identity theft can happen to anyone. It can drain your financial accounts, damage your credit, endanger your employment and cost you money to repair. Help better protect yourself, your family and your joint account holders with IDProtect®, our identity theft monitoring and resolution service.1
IDProtect® is a feature of Liberty and Good Neighbors Club checking accounts.
- Identity Theft Expense Reimbursement Coverage2
Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.
- Comprehensive Identity Theft Resolution Services
Should you suffer identity theft, your very own IDProtect fraud resolution specialist will help you every step of the way until your identity is restored.
- Debit and Credit Card Registration
Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (Registration/activation required.)
- 3-in-1 Credit File Monitoring3
IDProtect will monitor your Equifax, Experian and TransUnion credit files daily, and automatically alert you if key changes occur. (Registration/activation required.)
- 3-in-1 Credit Report
Request an updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score. (Registration/activation required.)
Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a diﬀerent type of credit score to assess your creditworthiness.
- Total Identity Monitoring
Monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many others (Registration/activation required.)
- Online Identity Theft News Center and Valuable Phone and Web Resources (Registration/activation required.)
1IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other ﬁduciary accounts, the service covers the beneﬁciary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
2Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certiﬁcate of insurance. Refer to Insurance Documents for complete details of coverage. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank afﬁliate.
3Credit ﬁle monitoring from Experian and TransUnion will take several days to begin following activation.
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